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The standard of comparing investment results to the S and P performance was discussed. He mentioned that an investor needs to balance the safety and performance of a mutual fund against the performance of individual stocks. Tom emphasized that he thought a proper balance cam be rewarding.After a rest break he explained how he selects individual conservative stocks by looking at their five year financial report and what things he looks for.Tom said, “I can’t guarantee you will get rich by investing this way which is very conservative but it has worked out for me. It is my impression that if a company has increased; sales, net income, and dividends as well as a few other things every year over the past five years and maybe longer, the probability is that they will do this again next year and its share price will go up.”“Remember that the S and P is made up of five hundred large capital stocks. Since it is an average, the individual stocks composing it will either exceed or perform. I was half scared that Becky would walk into the living room topless, but she didn't. It looked like maybe showing him her tits was a one-time thing. The next weekend Mark went to a party and came home late with a girl. She was pretty cute, not as cute as Becky, but clearly drunk and very horny for Mark. They spent a few minutes chatting with us and then went to Mark's room. Becky looked a little jealous and almost hurt. After a few more minutes watching TV, she said she wanted to go to bed.We were in my room when Mark knocked on the door and asked for a condom. I was in my closet so I couldn't see him through the door when Becky opened the door and grabbed one for him."What're you going to use it for?" she asked slyly.I couldn't see what Mark was doing, but Becky's eyes suddenly shot wide open and her mouth dropped in an involuntary gasp. Then she quickly composed herself and burst into giggles, and threw the condom at him. "Gross! Here, have fun!" She closed the door, but kept.
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